/* =========================================================================
   Visa's First Solution — Design System
   Palette: White / Deep Navy Blue / Subtle Gold (minimal, professional)
   Typography: Fraunces (display, restrained) + Inter (body)
   ========================================================================= */

:root {
  --navy-900: #0b2447;
  --navy-800: #0f2f5c;
  --navy-700: #163b73;
  --navy-600: #1d4e8f;
  --blue-500: #2563eb;
  --blue-100: #eaf1fd;
  --gold-500: #c9a24b;
  --gold-400: #d9bd76;
  --gold-100: #f8f0dd;
  --ivory: #fbfaf7;
  --white: #ffffff;
  --ink-900: #101828;
  --ink-700: #344054;
  --ink-500: #667085;
  --ink-300: #d0d5dd;
  --ink-100: #f2f4f7;
  --radius-lg: 16px;
  --radius-md: 12px;
  --radius-sm: 8px;
  --shadow-soft: 0 8px 28px rgba(11, 36, 71, 0.06);
  --shadow-card: 0 2px 14px rgba(11, 36, 71, 0.05);
  --shadow-lift: 0 14px 32px rgba(11, 36, 71, 0.11);
  --ease: cubic-bezier(.22, 1, .36, 1);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', 'Segoe UI', sans-serif;
  color: var(--ink-700);
  background: var(--ivory);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4, .display-serif {
  font-family: 'Fraunces', Georgia, serif;
  color: var(--navy-900);
  font-weight: 500;
  letter-spacing: -0.2px;
}

h1 { font-weight: 500; }

p { line-height: 1.75; }

a { text-decoration: none; color: var(--navy-700); }

.skip-link {
  position: absolute; top: -60px; left: 10px; background: var(--navy-900);
  color: #fff; padding: 10px 16px; z-index: 2000; border-radius: 6px;
}
.skip-link:focus { top: 10px; }

::selection { background: var(--gold-100); color: var(--navy-900); }

/* Focus visibility for accessibility */
a:focus-visible, button:focus-visible, .nav-link:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 3px;
  border-radius: 4px;
}

/* ---------------------------------------------------------------------
   Top utility bar
--------------------------------------------------------------------- */
.topbar {
  background: var(--navy-900);
  color: rgba(255,255,255,0.85);
  font-size: 0.82rem;
  padding: 8px 0;
  letter-spacing: 0.3px;
}
.topbar-item { color: rgba(255,255,255,0.85); }
.topbar-item:hover { color: var(--gold-400); }
.topbar-item i { margin-right: 5px; }

/* ---------------------------------------------------------------------
   Navbar
--------------------------------------------------------------------- */
.site-navbar {
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  padding: 14px 0;
  transition: box-shadow .3s var(--ease), padding .3s var(--ease);
  border-bottom: 1px solid rgba(11,36,71,0.06);
  z-index: 1030;
}
.site-navbar.scrolled { padding: 8px 0; box-shadow: var(--shadow-soft); }

.navbar-brand { display: flex; align-items: center; gap: 12px; }
.brand-mark {
  width: 42px; height: 42px; border-radius: 10px;
  background: linear-gradient(145deg, var(--navy-800), var(--navy-900));
  color: var(--gold-400);
  font-family: 'Fraunces', serif;
  font-weight: 700; font-size: 1.4rem;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 6px 14px rgba(11,36,71,0.25);
}
.brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand-name { font-family: 'Fraunces', serif; font-weight: 700; font-size: 1.35rem; color: var(--navy-900); }
.brand-sub { font-size: 0.62rem; letter-spacing: 1.6px; text-transform: uppercase; color: var(--gold-500); }

.footer-brand .brand-name, .footer-brand .brand-sub { color: var(--white); }
.footer-brand .brand-sub { color: var(--gold-400); }

.nav-link {
  color: var(--ink-700) !important;
  font-weight: 500;
  font-size: 0.94rem;
  padding: 10px 16px !important;
  position: relative;
}
.nav-link::after {
  content: ""; position: absolute; left: 16px; right: 16px; bottom: 6px; height: 2px;
  background: var(--gold-500); transform: scaleX(0); transform-origin: left;
  transition: transform .25s var(--ease);
}
.nav-link:hover, .nav-link.active { color: var(--navy-900) !important; }
.nav-link:hover::after, .nav-link.active::after { transform: scaleX(1); }

.btn-nav-cta {
  background: var(--navy-900); color: #fff !important; border-radius: 999px;
  padding: 10px 22px !important; font-size: 0.88rem; font-weight: 500;
  transition: background .25s var(--ease), transform .25s var(--ease);
}
.btn-nav-cta:hover { background: var(--gold-500); color: var(--navy-900) !important; transform: translateY(-2px); }

/* ---------------------------------------------------------------------
   Buttons
--------------------------------------------------------------------- */
.btn { border-radius: 999px; font-weight: 500; padding: 12px 28px; transition: all .25s var(--ease); }

.btn-primary-navy {
  background: var(--navy-900); border: 1px solid var(--navy-900); color: #fff;
}
.btn-primary-navy:hover { background: var(--navy-700); color: #fff; transform: translateY(-3px); box-shadow: var(--shadow-lift); }

.btn-outline-navy {
  background: transparent; border: 1.5px solid var(--navy-900); color: var(--navy-900);
}
.btn-outline-navy:hover { background: var(--navy-900); color: #fff; transform: translateY(-3px); }

.btn-cta-gold {
  background: linear-gradient(135deg, var(--gold-400), var(--gold-500));
  border: none; color: var(--navy-900); font-weight: 600;
  box-shadow: 0 12px 30px rgba(201,162,75,0.35);
}
.btn-cta-gold:hover { transform: translateY(-3px); box-shadow: 0 16px 34px rgba(201,162,75,0.45); color: var(--navy-900); }

.btn-ghost-white { background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.4); color: #fff; }
.btn-ghost-white:hover { background: #fff; color: var(--navy-900); transform: translateY(-3px); }

/* ---------------------------------------------------------------------
   Section framing / eyebrow labels
--------------------------------------------------------------------- */
section { padding: 96px 0; position: relative; }
.section-sm { padding: 64px 0; }
.bg-ivory { background: var(--ivory); }
.bg-navy { background: var(--navy-900); color: rgba(255,255,255,0.85); }
.bg-navy h2, .bg-navy h3 { color: #fff; }
.bg-blue-tint { background: var(--blue-100); }

.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.74rem; letter-spacing: 2.2px; text-transform: uppercase;
  color: var(--gold-500); font-weight: 600; margin-bottom: 14px;
}
.eyebrow::before { content: ""; width: 26px; height: 1.5px; background: var(--gold-500); display: inline-block; }

.section-title { font-size: clamp(1.8rem, 3vw, 2.6rem); margin-bottom: 16px; }
.section-lead { color: var(--ink-500); font-size: 1.06rem; max-width: 640px; }
.text-gold { color: var(--gold-500) !important; }

/* ---------------------------------------------------------------------
   Hero
--------------------------------------------------------------------- */
.hero {
  position: relative;
  background:
    radial-gradient(900px 420px at 88% -10%, rgba(201,162,75,0.10), transparent 60%),
    linear-gradient(180deg, #ffffff 0%, #f7f8fa 100%);
  padding: 150px 0 100px;
  overflow: hidden;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; border: 1px solid var(--ink-300); border-radius: 999px;
  padding: 8px 18px; font-size: 0.82rem; color: var(--ink-700); box-shadow: var(--shadow-card);
  margin-bottom: 26px;
}
.hero-badge i { color: var(--gold-500); }
.hero h1 { font-size: clamp(2.4rem, 5vw, 3.9rem); line-height: 1.12; margin-bottom: 22px; }
.hero h1 .accent { color: var(--gold-500); font-style: italic; }
.hero-lead { font-size: 1.15rem; color: var(--ink-500); max-width: 560px; margin-bottom: 34px; }
.hero-cta-group { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 42px; }
.hero-trustrow { display: flex; align-items: center; gap: 26px; flex-wrap: wrap; }
.hero-trustrow .tr-item { display: flex; align-items: center; gap: 8px; font-size: 0.86rem; color: var(--ink-500); }
.hero-trustrow .tr-item i { color: var(--gold-500); font-size: 1.05rem; }

.hero-visual { position: relative; }
.hero-card-stack { position: relative; }
.hero-panel {
  background: #fff; border-radius: var(--radius-lg); box-shadow: var(--shadow-lift);
  padding: 34px; border: 1px solid rgba(11,36,71,0.06);
}
.hero-panel-header { display: flex; align-items: center; gap: 14px; margin-bottom: 22px; }
.hero-panel-icon {
  width: 52px; height: 52px; border-radius: 14px;
  background: linear-gradient(145deg, var(--navy-800), var(--navy-900));
  display: flex; align-items: center; justify-content: center; color: var(--gold-400); font-size: 1.4rem;
}
.hero-checklist { list-style: none; padding: 0; margin: 0; }
.hero-checklist li { display: flex; align-items: center; gap: 12px; padding: 11px 0; border-bottom: 1px dashed var(--ink-300); font-size: 0.95rem; color: var(--ink-700); }
.hero-checklist li:last-child { border-bottom: none; }
.hero-checklist i { color: #22a06b; font-size: 1.1rem; }

.floating-chip {
  position: absolute; background: #fff; border-radius: 14px; box-shadow: var(--shadow-lift);
  padding: 14px 18px; display: flex; align-items: center; gap: 12px; border: 1px solid rgba(11,36,71,0.06);
  animation: floaty 5s ease-in-out infinite;
}
.chip-1 { top: -22px; right: -18px; animation-delay: 0s; }
.chip-2 { bottom: -26px; left: -24px; animation-delay: 1.4s; }
.floating-chip .chip-icon { width: 38px; height: 38px; border-radius: 10px; background: var(--gold-100); color: var(--gold-500); display: flex; align-items: center; justify-content: center; font-size: 1.1rem; }
.floating-chip .chip-num { font-family: 'Fraunces', serif; font-weight: 700; color: var(--navy-900); font-size: 1.15rem; line-height: 1; }
.floating-chip .chip-label { font-size: 0.72rem; color: var(--ink-500); }

@keyframes floaty { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

/* ---------------------------------------------------------------------
   Trust strip
--------------------------------------------------------------------- */
.trust-strip { padding: 30px 0; border-top: 1px solid var(--ink-100); border-bottom: 1px solid var(--ink-100); background: #fff; }
.trust-strip .t-item { text-align: center; color: var(--ink-500); font-size: 0.8rem; letter-spacing: 1px; text-transform: uppercase; }
.trust-strip .t-item strong { display: block; font-family: 'Fraunces', serif; font-size: 1.6rem; color: var(--navy-900); text-transform: none; letter-spacing: 0; }

/* ---------------------------------------------------------------------
   Stats counters
--------------------------------------------------------------------- */
.stat-card {
  text-align: center; padding: 34px 18px; border-radius: var(--radius-md);
  background: #fff; box-shadow: var(--shadow-card); height: 100%;
  transition: transform .3s var(--ease), box-shadow .3s var(--ease);
}
.stat-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lift); }
.stat-icon { width: 56px; height: 56px; border-radius: 14px; background: var(--gold-100); color: var(--gold-500); display: flex; align-items: center; justify-content: center; font-size: 1.5rem; margin: 0 auto 16px; }
.stat-value { font-family: 'Fraunces', serif; font-weight: 700; font-size: 2.6rem; color: var(--navy-900); line-height: 1; }
.stat-label { color: var(--ink-500); font-size: 0.9rem; margin-top: 8px; }

/* ---------------------------------------------------------------------
   Service cards
--------------------------------------------------------------------- */
.service-card {
  background: #fff; border-radius: var(--radius-md); padding: 34px 28px;
  height: 100%; box-shadow: none; border: 1px solid var(--ink-100);
  transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
  position: relative; overflow: hidden;
}
.service-card::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: var(--gold-500);
  transform: scaleX(0); transform-origin: left; transition: transform .4s var(--ease);
}
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lift); border-color: transparent; }
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: var(--navy-900);
  color: var(--gold-400); display: flex; align-items: center; justify-content: center;
  font-size: 1.35rem; margin-bottom: 20px; transition: transform .3s var(--ease);
}
.service-card:hover .service-icon { transform: scale(1.05); }
.service-card h3 { font-size: 1.28rem; margin-bottom: 12px; }
.service-card p { font-size: 0.94rem; color: var(--ink-500); margin-bottom: 18px; }
.service-link { font-size: 0.86rem; font-weight: 600; color: var(--navy-800); display: inline-flex; align-items: center; gap: 6px; }
.service-link i { transition: transform .25s var(--ease); }
.service-card:hover .service-link i { transform: translateX(4px); }

.highlight-list { list-style: none; padding: 0; margin: 0 0 26px; }
.highlight-list li { display: flex; gap: 12px; padding: 10px 0; border-bottom: 1px solid var(--ink-100); }
.highlight-list li:last-child { border-bottom: none; }
.highlight-list i { color: var(--gold-500); margin-top: 3px; }

/* ---------------------------------------------------------------------
   Process timeline
--------------------------------------------------------------------- */
.timeline { position: relative; padding-left: 0; }
.timeline::before {
  content: ""; position: absolute; left: 34px; top: 8px; bottom: 8px; width: 1px;
  background: var(--ink-300);
}
.timeline-item { position: relative; padding-left: 90px; margin-bottom: 46px; }
.timeline-item:last-child { margin-bottom: 0; }
.timeline-marker {
  position: absolute; left: 0; top: 0; width: 70px; height: 70px; border-radius: 50%;
  background: linear-gradient(145deg, var(--navy-800), var(--navy-900)); color: var(--gold-400);
  display: flex; align-items: center; justify-content: center; font-size: 1.5rem;
  box-shadow: 0 10px 24px rgba(11,36,71,0.25); border: 4px solid #fff;
}
.timeline-step-num { position: absolute; top: -6px; right: -6px; background: var(--gold-500); color: #fff; width: 26px; height: 26px; border-radius: 50%; font-size: 0.78rem; display: flex; align-items: center; justify-content: center; font-weight: 700; border: 2px solid #fff; }
.timeline-card { background: #fff; border-radius: var(--radius-md); padding: 26px 28px; box-shadow: var(--shadow-card); }
.timeline-card h3 { font-size: 1.3rem; margin-bottom: 8px; }
.timeline-card p { margin: 0; color: var(--ink-500); font-size: 0.95rem; }

/* Horizontal variant for home page */
.hproc-card { background: #fff; border-radius: var(--radius-md); padding: 30px 24px; box-shadow: var(--shadow-card); height: 100%; text-align: center; position: relative; }
.hproc-num { width: 44px; height: 44px; border-radius: 50%; background: var(--navy-900); color: var(--gold-400); font-family: 'Fraunces', serif; font-weight: 700; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; font-size: 1.2rem; }
.hproc-card h4 { font-size: 1.08rem; margin-bottom: 10px; }
.hproc-card p { font-size: 0.86rem; color: var(--ink-500); margin: 0; }

/* ---------------------------------------------------------------------
   Country cards
--------------------------------------------------------------------- */
.country-card {
  background: #fff; border-radius: var(--radius-md); padding: 26px; box-shadow: var(--shadow-card);
  height: 100%; transition: transform .3s var(--ease), box-shadow .3s var(--ease);
  border: 1px solid rgba(11,36,71,0.05);
}
.country-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lift); }
.country-flag { font-size: 2.4rem; line-height: 1; margin-bottom: 14px; }
.country-card h3 { font-size: 1.15rem; margin-bottom: 6px; }
.country-meta { font-size: 0.8rem; color: var(--ink-500); margin-bottom: 14px; }
.visa-type-pills { display: flex; flex-wrap: wrap; gap: 6px; }
.visa-pill { background: var(--blue-100); color: var(--navy-700); font-size: 0.72rem; padding: 4px 11px; border-radius: 999px; font-weight: 500; }

.region-filter .btn { padding: 8px 18px; font-size: 0.85rem; }
.region-filter .btn.active { background: var(--navy-900); color: #fff; }

/* ---------------------------------------------------------------------
   Testimonials
--------------------------------------------------------------------- */
.testimonial-card {
  background: #fff; border-radius: var(--radius-md); padding: 32px; box-shadow: var(--shadow-card);
  height: 100%; position: relative;
}
.testimonial-quote-icon { color: var(--gold-100); font-size: 2.6rem; position: absolute; top: 18px; right: 22px; }
.testimonial-rating { color: var(--gold-500); font-size: 0.9rem; margin-bottom: 14px; }
.testimonial-content { color: var(--ink-700); font-size: 0.98rem; margin-bottom: 22px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.avatar-initials {
  width: 46px; height: 46px; border-radius: 50%; background: linear-gradient(145deg, var(--navy-800), var(--navy-900));
  color: var(--gold-400); display: flex; align-items: center; justify-content: center; font-weight: 600; font-size: 0.95rem;
  font-family: 'Fraunces', serif;
}
.author-name { font-weight: 600; color: var(--navy-900); font-size: 0.92rem; }
.author-role { font-size: 0.78rem; color: var(--ink-500); }

/* ---------------------------------------------------------------------
   FAQ accordion
--------------------------------------------------------------------- */
.accordion-item { border: none; margin-bottom: 12px; border-radius: var(--radius-sm) !important; overflow: hidden; box-shadow: var(--shadow-card); }
.accordion-button { font-weight: 500; color: var(--navy-900); font-size: 1rem; padding: 20px 24px; background: #fff; }
.accordion-button:not(.collapsed) { background: var(--navy-900); color: #fff; box-shadow: none; }
.accordion-button:not(.collapsed) i.faq-icon-marker { color: var(--gold-400); }
.accordion-button:focus { box-shadow: none; }
.accordion-button::after { filter: none; }
.accordion-body { padding: 6px 24px 24px; color: var(--ink-500); font-size: 0.95rem; }
.faq-category-title { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 1.6px; color: var(--gold-500); font-weight: 600; margin: 40px 0 16px; }
.faq-category-title:first-child { margin-top: 0; }

/* ---------------------------------------------------------------------
   CTA band
--------------------------------------------------------------------- */
.cta-band {
  background:
    radial-gradient(700px 300px at 15% 20%, rgba(201,162,75,0.18), transparent 60%),
    linear-gradient(135deg, var(--navy-900), var(--navy-800));
  color: #fff; padding: 90px 0; text-align: center;
}
.cta-eyebrow { color: var(--gold-400); text-transform: uppercase; letter-spacing: 2px; font-size: 0.78rem; font-weight: 600; margin-bottom: 12px; }
.cta-band h2 { color: #fff; max-width: 720px; margin: 0 auto 16px; font-size: clamp(1.7rem, 3vw, 2.4rem); }
.cta-sub { color: rgba(255,255,255,0.7); max-width: 560px; margin: 0 auto 30px; }

/* ---------------------------------------------------------------------
   Footer
--------------------------------------------------------------------- */
.site-footer { background: var(--navy-900); color: rgba(255,255,255,0.65); padding: 80px 0 0; }
.footer-brand { display: inline-flex; align-items: center; gap: 12px; margin-bottom: 18px; }
.footer-about { font-size: 0.9rem; line-height: 1.75; color: rgba(255,255,255,0.55); max-width: 380px; }
.footer-social { display: flex; gap: 10px; margin-top: 20px; }
.footer-social a {
  width: 38px; height: 38px; border-radius: 50%; border: 1px solid rgba(255,255,255,0.2);
  display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.7);
  transition: all .25s var(--ease);
}
.footer-social a:hover { background: var(--gold-500); border-color: var(--gold-500); color: var(--navy-900); }
.footer-heading { color: #fff; font-size: 0.82rem; text-transform: uppercase; letter-spacing: 1.4px; margin-bottom: 20px; font-weight: 600; }
.footer-links, .footer-contact { list-style: none; padding: 0; margin: 0; }
.footer-links li, .footer-contact li { margin-bottom: 12px; font-size: 0.9rem; }
.footer-links a { color: rgba(255,255,255,0.65); }
.footer-links a:hover { color: var(--gold-400); }
.footer-contact li { display: flex; align-items: flex-start; gap: 10px; color: rgba(255,255,255,0.65); }
.footer-contact i { color: var(--gold-400); margin-top: 3px; }
.footer-contact a { color: rgba(255,255,255,0.65); }
.footer-contact a:hover { color: var(--gold-400); }

.footer-disclaimer {
  margin-top: 56px; padding: 22px 26px; background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1); border-radius: var(--radius-md);
  display: flex; gap: 16px; align-items: flex-start;
}
.footer-disclaimer i { color: var(--gold-400); font-size: 1.3rem; margin-top: 3px; }
.footer-disclaimer p { font-size: 0.82rem; line-height: 1.7; margin: 0; color: rgba(255,255,255,0.55); }

.footer-bottom {
  margin-top: 36px; padding: 26px 0; border-top: 1px solid rgba(255,255,255,0.08);
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px;
  font-size: 0.82rem;
}
.footer-legal-links a { color: rgba(255,255,255,0.55); }
.footer-legal-links a:hover { color: var(--gold-400); }

/* ---------------------------------------------------------------------
   Back to top
--------------------------------------------------------------------- */
.back-to-top {
  position: fixed; bottom: 26px; right: 26px; width: 48px; height: 48px; border-radius: 50%;
  background: var(--navy-900); color: var(--gold-400); border: none; font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center; box-shadow: var(--shadow-lift);
  opacity: 0; visibility: hidden; transform: translateY(12px); transition: all .3s var(--ease); z-index: 1040;
}
.back-to-top.show { opacity: 1; visibility: visible; transform: translateY(0); }
.back-to-top:hover { background: var(--gold-500); color: var(--navy-900); }

/* ---------------------------------------------------------------------
   Page hero (interior pages)
--------------------------------------------------------------------- */
.page-hero {
  padding: 150px 0 70px;
  background:
    radial-gradient(900px 400px at 90% -20%, rgba(201,162,75,0.14), transparent 60%),
    linear-gradient(180deg, #ffffff, #f4f7fb);
  text-align: center;
}
.page-hero .breadcrumb-nav { font-size: 0.85rem; color: var(--ink-500); margin-bottom: 18px; }
.page-hero .breadcrumb-nav a { color: var(--ink-500); }
.page-hero .breadcrumb-nav a:hover { color: var(--navy-900); }
.page-hero h1 { font-size: clamp(2.1rem, 4vw, 3.1rem); }
.page-hero p { max-width: 640px; margin: 18px auto 0; color: var(--ink-500); font-size: 1.05rem; }

/* ---------------------------------------------------------------------
   Contact
--------------------------------------------------------------------- */
.contact-card {
  background: #fff; border-radius: var(--radius-md); padding: 32px 26px; box-shadow: var(--shadow-card);
  text-align: center; height: 100%; transition: transform .3s var(--ease), box-shadow .3s var(--ease);
}
.contact-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lift); }
.contact-icon { width: 58px; height: 58px; border-radius: 50%; background: var(--gold-100); color: var(--gold-500); display: flex; align-items: center; justify-content: center; font-size: 1.4rem; margin: 0 auto 18px; }
.contact-card h3 { font-size: 1.1rem; margin-bottom: 8px; }
.contact-card p { font-size: 0.9rem; color: var(--ink-500); margin-bottom: 16px; }

.map-frame { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-card); border: 1px solid rgba(11,36,71,0.06); }
.map-frame iframe { width: 100%; height: 420px; border: 0; display: block; filter: grayscale(15%); }

.office-hours-card { background: var(--navy-900); color: #fff; border-radius: var(--radius-md); padding: 30px; }
.office-hours-card h3 { color: #fff; margin-bottom: 18px; font-size: 1.15rem; }
.office-hours-row { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,0.1); font-size: 0.9rem; }
.office-hours-row:last-child { border-bottom: none; }
.office-hours-row span:first-child { color: rgba(255,255,255,0.6); }

/* ---------------------------------------------------------------------
   Blog
--------------------------------------------------------------------- */
.blog-card { background: #fff; border-radius: var(--radius-md); overflow: hidden; box-shadow: var(--shadow-card); height: 100%; transition: transform .3s var(--ease), box-shadow .3s var(--ease); }
.blog-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lift); }
.blog-cover {
  height: 170px; display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-900));
  color: var(--gold-400); font-size: 2.6rem; position: relative;
}
.blog-cover::after {
  content: ""; position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.05) 1px, transparent 1px);
  background-size: 22px 22px;
}
.blog-card-body { padding: 26px; }
.blog-meta { font-size: 0.76rem; color: var(--ink-500); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 12px; display: flex; gap: 14px; align-items: center; }
.blog-meta .cat-pill { background: var(--gold-100); color: var(--gold-500); padding: 3px 10px; border-radius: 999px; font-weight: 600; }
.blog-card h3 { font-size: 1.18rem; margin-bottom: 10px; }
.blog-card p { font-size: 0.9rem; color: var(--ink-500); }
.blog-read-more { font-size: 0.85rem; font-weight: 600; color: var(--navy-800); }

.article-body p { margin-bottom: 22px; font-size: 1.05rem; color: var(--ink-700); line-height: 1.9; }
.article-disclaimer { background: var(--gold-100); border-left: 3px solid var(--gold-500); padding: 18px 22px; border-radius: var(--radius-sm); font-size: 0.88rem; color: var(--ink-700); margin-top: 34px; }

/* ---------------------------------------------------------------------
   Team
--------------------------------------------------------------------- */
.team-card { text-align: center; background: #fff; border-radius: var(--radius-md); padding: 32px 22px; box-shadow: var(--shadow-card); height: 100%; transition: transform .3s var(--ease); }
.team-card:hover { transform: translateY(-6px); }
.team-avatar {
  width: 84px; height: 84px; border-radius: 50%; margin: 0 auto 18px;
  background: linear-gradient(145deg, var(--navy-800), var(--navy-900)); color: var(--gold-400);
  display: flex; align-items: center; justify-content: center; font-size: 1.6rem;
  font-family: 'Fraunces', serif; font-weight: 700;
}
.team-card h3 { font-size: 1.08rem; margin-bottom: 4px; }
.team-role { color: var(--gold-500); font-size: 0.82rem; font-weight: 600; margin-bottom: 12px; }
.team-bio { font-size: 0.86rem; color: var(--ink-500); }

/* ---------------------------------------------------------------------
   Values / general content cards
--------------------------------------------------------------------- */
.value-card { padding: 28px; border-radius: var(--radius-md); background: #fff; box-shadow: var(--shadow-card); height: 100%; }
.value-icon { width: 52px; height: 52px; border-radius: 12px; background: var(--blue-100); color: var(--navy-700); display: flex; align-items: center; justify-content: center; font-size: 1.3rem; margin-bottom: 18px; }

.split-media {
  border-radius: var(--radius-lg); background: linear-gradient(150deg, var(--navy-800), var(--navy-900));
  min-height: 420px; position: relative; overflow: hidden; display: flex; align-items: center; justify-content: center;
}
.split-media::before {
  content: ""; position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.05) 1px, transparent 1px);
  background-size: 34px 34px;
}
.split-media .sm-icon { font-size: 5rem; color: var(--gold-400); position: relative; z-index: 1; opacity: 0.9; }

/* Photography — navy duotone treatment keeps any photo on-brand */
.photo-frame {
  border-radius: var(--radius-lg); overflow: hidden; position: relative;
  min-height: 420px; box-shadow: var(--shadow-soft);
}
.photo-frame img {
  width: 100%; height: 100%; min-height: 420px; object-fit: cover; display: block;
}
.photo-frame::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(160deg, rgba(11,36,71,0.55), rgba(11,36,71,0.08) 55%);
  mix-blend-mode: multiply;
}
.photo-frame.tone-light::after { background: linear-gradient(160deg, rgba(11,36,71,0.28), rgba(11,36,71,0.02) 60%); }
.photo-frame-caption {
  position: absolute; left: 24px; bottom: 22px; z-index: 2; color: #fff;
}
.photo-frame-caption .pf-num { font-family: 'Fraunces', serif; font-size: 1.8rem; line-height: 1; }
.photo-frame-caption .pf-label { font-size: 0.78rem; letter-spacing: 1px; text-transform: uppercase; color: var(--gold-400); margin-top: 4px; }

.photo-strip { border-radius: var(--radius-md); overflow: hidden; height: 220px; position: relative; }
.photo-strip img { width: 100%; height: 100%; object-fit: cover; display: block; }
.photo-strip::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(11,36,71,0.05), rgba(11,36,71,0.45)); }

/* ---------------------------------------------------------------------
   Alert / disclaimer inline banner
--------------------------------------------------------------------- */
.disclaimer-banner {
  background: var(--gold-100); border: 1px solid var(--gold-400); border-radius: var(--radius-md);
  padding: 22px 26px; display: flex; gap: 16px; align-items: flex-start;
}
.disclaimer-banner i { color: var(--gold-500); font-size: 1.4rem; margin-top: 2px; }
.disclaimer-banner p { margin: 0; font-size: 0.9rem; color: var(--ink-700); }

/* ---------------------------------------------------------------------
   Pagination
--------------------------------------------------------------------- */
.pagination .page-link { border: none; color: var(--navy-800); margin: 0 4px; border-radius: 8px; }
.pagination .page-item.active .page-link { background: var(--navy-900); }

/* ---------------------------------------------------------------------
   Responsive tweaks
--------------------------------------------------------------------- */
@media (max-width: 991px) {
  .hero { padding: 130px 0 70px; }
  section { padding: 70px 0; }
  .hero-visual { margin-top: 50px; }
  .floating-chip { display: none; }
}

@media (max-width: 575px) {
  .cta-band, .page-hero { padding-top: 60px; padding-bottom: 60px; }
  .hero { padding-top: 120px; }
}